About Us -

PortfoliOK grew out of three simple observations gained from many years of experience in the financial services industry:

• Most personal investment portfolios under-perform relative to the Market.
• The owners of those portfolios don’t know it.
• They would benefit from knowing.

These observations triggered a belief that personal investors would appreciate an investment assessment service that measured their portfolio’s real-world performance.

We felt sure that someone, somewhere, would already be offering such a service. But we were wrong, so we created the service ourselves under the name PortfoliOK.

Staffed by Industry Veterans

PortfoliOK was founded by Michael Radalj (pronounced "Rad-eye"), an experienced financial advisor who, after a career in corporate finance, running his own business and small business consulting, has spent most of this decade building a highly regarded financial planning practice within the Eclipse Financial Group.

Michael provides a wide range of financial advisory services, including investment advice based on the science of investing. By understanding what can and can’t be done by investment professionals clients are only exposed to risks that will be rewarded.

He is a Certified Financial Planner (CFP) and has qualified as a Chartered Accountant, and is a member of the Financial Planning Association of Australia.

Michael has worked for Merrill Lynch Investment Managers in Tokyo, Horwath International in London, and Deloitte, National Australia Bank and Colonial First State in Australia.

And yes, Michael is one of a minority of financial advisers who tells his clients how their investments have performed relative to meaningful market indices.

Free to tell it like it is

PortfoliOK is independently owned, beholden to no one, and free to provide you with an objective portfolio assessment as promised.

If we discover that your portfolio is an under-performer, we take no joy in it. We’d actually prefer that your portfolio came through our process on the OK side of the ledger.

The important thing is that there's no financial incentive for us to skew the results of your review one way or the other - we get paid regardless.

PortfoliOK receives no fees, commissions or kickbacks from any financial institution from this service. We have no “understanding” with any broker, advisor or fund manager to protect their interests in the course of our portfolio reviews.

The only payment we get is from you, and it’s the same amount whether the news we give you is good, bad, or somewhere in between.